Apply for your Chivaho Platinum Visa Card Today!

Transfer your high-rate credit card balances to a Chivaho Visa Platinum Rewards Card and get a transfer rate of 3.99% APR for the life of the transfer balance. There are no balance transfer fees and a free rewards program.  Apply Today

 Consumer Loans

Find a Loan that Suits Your Needs. Chivaho offers flexible terms and competitive rates on financing for a variety of consumer loans; plus all decisions are made locally. Chivaho’s consumer loans are tailor-made for all types of financial needs. With our help, you choose the loan that is right for you.

 Not a member yet?  Becoming a Credit Union member is quick and easy just stop in and we will take care of the rest. (Membership based on eligibility)


When you need extra cash Chivaho can help!       

  • Borrow up to $15,000 – restrictions apply
  • For up to 48 months
  • Competitive rates


Line of Credit

Comes in handy when unexpected expenses occur

  • Fixed rate of 9.90% APR and only pay interest on what you use
  • Revolving credit limits of up to $15,000 - Limits based on credit qualification
  • Low monthly payments of $35.00 or 4% of limit
  • Use funds as your need them
  • Transfer to savings and/or checking using our online or mobile banking
  • Access without re-applying


Savings/Certificate Secured

A share secured loan allows you to borrow against your savings at a lower interest rate, while earning interest on your savings balance.

  • 2% APY dividend rate


New and Used Auto

  • Our members enjoy the same rate when purchasing a new or used auto
  • Get pre-approved before you go to the dealership and increase your bargaining power
  • Flexible rates and terms
  • Lower your existing payment and rate
  • Use the payment calculator to estimate monthly payment by simply entering the loan amount, term and interest


Recreational Vehicles

  • Chivaho’s low rates make it easy to afford a new or used camper, boat, motorcycle, all-terrain vehicle, personal


CU Cruzin’

  • Have no credit or past credit problems
  • In need of primary transportation
  • Borrow $1,500 – $15,000 at a fixed rate of 18% APR
  • $25 application fee
  • Program restrictions apply

VISA Platinum Credit Cards

When you sign up for a Chivaho Visa Platinum Card you'll be rewarded with no annual fee and low introductory interest rates.

  • Introductory Rate 3.99% APR for the first 12 months 9.90% APR after
  • Balance Transfer 3.99% APR for the life of the transfer balance
  • ScoreCard Rewards is a rewards program offering points for qualifying purchases:
  • World wide access to your credit line
  • Personal service from your Credit Union