• Apply for your Chivaho
    Visa Platinum Card
    VISA Balance Transfers - 3.99% APR
    for the life of the transfer balance.
  • Mortgage Loan Options
    Whether you are purchasing your first home
    or your dream home we're here to
    help make that happen.
  • Pass A Pay is back!
    Need extra cash? Pass your loan payment
    in November, December or January.
    You choose the month.
  • Auto Loan Rates
    Hello Autumn! Cruise into fall with no payments
    for 90 days and rates starting at 2.49% APR.

Dreaming of Buying Your Own Home?

We are now offering Home Purchase Loans to our members up to 30 years. Chivaho FCU has mortgage professionals to advise you on the best loan programs; Conventional, FHA, VA Loans and the most competitive fixed interest rates. Our closing costs are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.

All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, Chivaho Federal Credit Union has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage.

Contact us today at 740-775-3381.

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Chivaho Platinum Visa Card

Transfer your high-rate credit card balances to a Chivaho Visa Platinum Rewards Card and get a transfer rate of 3.99% APR for the life of the transfer balance. There are no balance transfer fees and a free rewards program.

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Great Rates and Fast Approvals

Chivaho FCU offers new vehicle loan rates as low as 2.49% APR*.  Our members enjoy the same rates when purchasing a new or used auto.  It's a fast and easy application process, fast approval and no prepayment penalties.  You can apply anytime online, on the phone or in person. Get pre-approved before you go to the dealer to increase your bargaining power. Approvals are available the same day in most cases.

Ask about our extended auto warranty program at a cost much lower than dealers.

*Based on credit approval, restrictions apply. Contact the Loan Department for complete details. Offer subject to change without notice.

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Our Services

Online Banking

Manage your Credit Union accounts, pay your bills and more.

Bill Pay

The fast and convenient way to stay on top of your finances.

Audio Teller

Access your accounts 24 hours a day with our audio teller system.

ATM/Debit Cards

An easier way to pay. Use your Chivaho debit card for everyday purchases.


Flexible loan programs and refinancing options.

Auto Financing

Finance your new or used vehicle and make no payments for 90 days!

Student Loans

Chivaho partners with Sallie Mae, a financial services company specializing in education.


Each course will prepare you to make wise financial choices.

Loan Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.

Number of Payments:  
Interest Rate:  

Monthly Payment: $

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