• 76th Annual Membership
    & Ice Cream Social
    Join us on June 25th for lots of ice cream, carnival
    games, and door prizes at this year's meeting!
  • Chivaho Visa Credit Card
    9.90% APR fixed rate.
  • Debt Consolidation
    Loan Options
    We offer personal loans, credit card balance transfers,
    and home equity consolidation.
  • Auto loan rates are
    as low as 5% APR.

Dreaming of Buying Your Own Home?

We are now offering Home Purchase Loans to our members up to 30 years. Chivaho FCU has mortgage professionals to advise you on the best loan programs; Conventional, FHA, VA Loans and the most competitive fixed interest rates. Our closing costs are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.

All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, Chivaho Federal Credit Union has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage.

Contact us today at 740-775-3381.

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Here for You Loan

 If you need some extra cash to help pay for things like kids braces, hearing aids or tires for your car, Chivaho wants to do everything we can to help.  The Here for You Loan* offers up to $3,500 @ 5.99% APR for 24 months no collateral required.    Apply on line, by phone or in person.  

*based on approval    *offer can end without notice  *$3500.00 @ 5.99% =  24 payments of $155.14..  Lesser amounts available. 




Great Rates and Fast Approvals

Chivaho FCU offers new vehicle loan rates as low as 5.00% APR*.  Our members enjoy the same rates when purchasing a new or used auto.  It's a fast and easy application process, fast approval and no prepayment penalties.  You can apply anytime online, on the phone or in person. Get pre-approved before you go to the dealer to increase your bargaining power. Approvals are available the same day in most cases.

Ask about our extended auto warranty program at a cost much lower than dealers.

*Based on credit approval, restrictions apply. Contact the Loan Department for complete details. Offer subject to change without notice.

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Our Services

Online Banking

Manage your Credit Union accounts, pay your bills and more.

Bill Pay

The fast and convenient way to stay on top of your finances.

Audio Teller

Access your accounts 24 hours a day with our audio teller system.

ATM/Debit Cards

An easier way to pay. Use your Chivaho debit card for everyday purchases.


Flexible loan programs and refinancing options.

Auto Financing

Finance your new or used vehicle and make no payments for 90 days!

Student Loans

Chivaho partners with Sallie Mae, a financial services company specializing in education.


Each course will prepare you to make wise financial choices.

Loan Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.

Number of Payments:  
Interest Rate:  

Monthly Payment: $

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